Understanding Halal Investments In India

Halal Investments In India will be successful on the condition that they are to be done through the actual process guided by Islamic Sharia. Unfortunately, today many Muslim Business do haram transactions in the name of Halal Business. And many Muslim Investors expect haram payments in the name of Halal Profits. Emaan Invest follows the actual sharia based investment process which gives you profits and peace of mind. By following this process, you can earn Halal Profits and be tension free about your investments.

halal investments in india

1. Fix Duration: Invest your amount for a fixed duration. This will help us to plan your investments properly and run the business smoothly. The ideal durations are 1 months, 3 months, 6 months, 12 months, 1-5 Years. Always invest long term to get regular profits. You can start with a small duration and gradually increase based on returns on your investment. You will be contacted one month in advance to confirm your continuation or refund of your investment. Once your duration of investment is completed, your investment will be automatically refunded with profits.

halal investments in india

2. Profit Percentage: Halal Investment gives you profits as percentage share but not as fixed income. Fixed income falls in the category of interest and it is haram to collect such income on your investment. And please remember, you can never demand profits. We can share from only what we earn.  The standard Share according to Emaan Invest is 80% Investors and 20% The Management. For example, if the company is earning a profit of Rs. 10,000/-, then all the investors combined will get a share of Rs. 8000/- and the management shall take share of Rs. 2000/-.

Halal profits in India
3. Profit/Loss Sharing: Halal Investments are always based on profit/loss sharing. It means, if the company earns profit, then only the company will pay profit. And if there is no earning, then the company cannot pay the profit. This is one important aspect of halal investment, where both the companies and investors fail to accept. Many companies offer payments irrespective of losses to not disappoint investors. Please remember, you can never demand profits. We can share from only what we earn.

Many investors demand profits irrespective of less earnings to the company. This makes your investment haram and the source to fail your business. If the investors accept loss and forgo payments in such situation, then your investment will be halal and the company will sustain this period and grow further without failing. This process makes the businesses halal and sustainable. In a successful business, loss in temporary and profits are long term. It is important for investors to understand, that earning profit is also halal and making loss is also halal. But unfortunately Muslims today consider Profits to be halal and if a company makes some loss then they call it fraud. This is strictly against Islamic concept of halal business. Emaan Invest is working hard to create genuine information about Halal Investments In India

4. Profits Payment: Profits are calculated on monthly basis. The profits may fluctuate above or below the average margins. The profits are paid on the 10th of every month. However, there can be fluctuation in profits and sometimes there can be no payment if there is no sufficient income. Profits are paid only on 10th of every month. If you do not get any payment, it simply means that no profit is earned. Then you can expect payment in the next month.
5. Business First: An investor should understand that running business is first priority of an investment. It really doesn’t matter if we make a profit or not. What matters most is that business should be running successfully. Hence an investor should support the business under any circumstances just like a family. Profits are a long term earnings, hence the investor should be ready to handle all kinds of situations like profits, less profits, more profits or even delays in refunds.
6. Emergency Refund: Refunds are processed based on the duration selected before investing. However, if there is any emergency requirement and you need to break the duration. Then a minimum of 30 days notice can be given to process the investment refund. The investors shall understand that the amount investment is used for the development of projects and we do not have cash in hand to give instant refund. We need to either cancel the related business or replace your investment in order to process your refund.